It was different when we used blankets instead of quilts I suppose. I'm old enough to remember those days. As we weren't very well off I didn't have enough blankets so I had to pile all my jumpers and other clothes on the bed to try to keep warm. Perhaps my preference for a plethora of lovely duvets and covers and extra pillows is a reaction to that.
More likely I'm just a scruffy old layabout. Inspection of my desk at work would tend to bear this out. :-)
*'Unhand me madam, this bedroom is a complete disgrace!'